ILLEGAL DEBT COLLECTORS!
Have you ever felt threatened or scared by a
collector on the phone? If
you have, then chances are that they have broken the law. It is not
legal for any collection agency to threaten or harrass you. If you have
been threatened with lawyers if you dont pay so much money right now,
then your rights have been violated and a crime has been committed
Can Bad Credit and Debt Send Me to Jail?
We get into debt for many reasons, which I hope to
document on this website. Facing debt collectors is something that
anyone reading this credit repair website has experienced. You want to
pay the debt..but cant.
What Happens if I cant pay the debt as fast as the debt collection
agent or company expects me to?
When a collector threatens you with sending your account to the lawyers
if you dont pay immediately, today, right now, or by a certain time of
day, that collector is trying
to get paid. They will get paid quite a bit if they can scare you into
doing something you dont have to do, particularly under the duress and
cut throat time frames that the illegal debt collector requires of you.
Sometimes these collectors are trying to get you to pay a high interest
loan, which may have even been given to you by a predatory lender. You
are not alone, this happens to millions of Americans every
Illegal Debt Collection Techniques
There are many
tricks and coercive techniques that illegal debt collectors use to put
fear in you. These are just a few of the most outlandish - and illegal.
- I am talking to the lawyers on the other
line.(They most likely dont even know "the lawyers".
- You must pay by 5:00 pm or I am going to
be forced to send your account to "the attorneys" to file suit against
- You have to borrow money from
someone..perhaps you can borrow it from a family member or a
collectors must give you the name of the company that they work for,
and if you ask, they
must supply you with some sort of written document, via regular mail,
with the name of the debt collection company and the intent of the
letter. If they dont do
this, dont even think about paying illegal debt collection agencies a
Credit Repair and Illegal Debt Collection
Illegal Debt Collection Tactics Should NEVER succeed.